Of all the low down scummy #bank#fees, I think I hate the NSF fee the absolute worst.
Back in the day, it made sense when electronic transactions didn't exist and while cheques could be routed electronically due to their routing number, a human still had to process it. There was cost associated with the bounce.
But $48 for dipping $2 into #overdraft on a $15 purchase these days? Cmon. It costs the bank nothing (ok a few electrons of server power). The true definition of a #tax on the #poor.
If I ran a bank, #NSF#fees (if not abolished entirely):
would only be applied 24 hrs after the infringing transaction if the account is still negative - a $48 penalty because an account transaction came in an hour late = lame.
would scale with the size of the overage. The penalty for overdrafting by $1 << being short $100.
would be charged to a special NSF account. This gets clawed back interest free at <low % rate> from your main account only when you have balance >> <$threshold>.
"But Bitcoin is a great way to monetize excess renewables"
No, this was never true. If you make a capital investment in a mining rig, then you want that rig making you money 24hrs, not just when the rest of the grid is not consuming renewables.
After all, #fees for #eSIM - changes have been banned by a court, as those are disadvantaging customers in an unexpectable way [compared to SIM cards]...
j'ai peint mon avant derniere fée : l'alchimiste !
Ben je suis vraiment content.e du résultat. J'aime beaucoup les teintes de mauves que j'ai réussi à obtenir. 😊
Et elle est vernie pq why not ? #jdr#figurine#peinturesurfigurines#fées#alchimiste#fantasy
If you buy an #HP#printer and sign up for the optional HP Plus #service, you'll get a #firmware#update that will FORCE you to #purchaseonly new HP #ink cartridges — for the life of your printer. And once that firmware update happens, there is no way to undo it.