I'm a big fan of #CRediT and I finally got around to reading this paper about a "new system", #MeRIT. I put that in quotes because it's literally just adding 8 new categories to CRediT. They’re good additions, but a 5 page comment in nature communications with two figures to say "we wanted to add to CRediT, so we made a new thing instead”? Did anyone consider maybe just changing CRediT? Are things not allowed to change without new names and associated publications? #academia#AcademicChatter
Behind the scenes in #banking, it seems bankers (either ignoring or having forgotten the lessons of the global financial crisis of 2008) are looking for new 'more sophisticated' ways of getting #credit risk off their books, to further enhance their capacity to lend.
At the same time that Basel III (the international banking regulatory mechanism) is tightening up regulations on previous credit risk models, 'innovative' banks are looking for new routes to achieve the same.
A key part of loan decisions is a mystery to many people. #CreditScores summarize how well individuals repay debt over time. Based on that repayment behavior, the credit scoring system assigns people a single number ranging from 300 to 850.
The two most important factors in credit scores are how promptly past debts have been paid and the amount the individual owes on current debt.
I understand many wants location and other tech details removed for #privacy reasons. But removing credit, copyright and #license info is for me like stealing. And makes me hesitant to post any of my images on Mastodon.
Even Meta/Facebook now preserves this info in images posted to their platform(s) - as shown...
This is my #credit score. Never mind how crappy it is. I know that, and why.
If the one end of this scale is 300, and the top end is 900, then between them is a value range of 600, where halfway would be the literal value of "600". So if my score is is 603, then why isn't my little graph smack in the middle? Screw you shitty #uidesigners . I already know my score sucks, you don't have to rub it in even more by showing me artificially below 50%, cmon.
The USD/JPY gained downward momentum after the U.S. Federal Reserve's FOMC Statement, indicating a change in monetary policy. Interest rate cuts are now expected in spring 2024. The currency pair is currently trading near 141.800, testing values last seen in late July. Traders should be cautious as conditions remain volatile. Breaking below 143.000 and sustaining values below would signify further downward momentum. Support levels to watch are 142.000, 141.500, and 141.000.
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Comprehensive Credit Scans in Florida: Protect Your Finances (businessfundingnow.com)
Safeguard your financial identity with credit scan services in Florida. These services monitor your credit report across bureaus, alerting you to suspicious activity. Choose a service with real-time alerts, identity theft protection, and a user-friendly platform for complete peace of mind. Explore credit scan services in Florida...