Technical debt is made up of all those things in our system (architecture, code, documentation, etc) that are working but are of sufficiently poor quality that they cause us to move slower when implementing new functionality.
This isn't what Ward Cunningham had in mind when he first coined the term but it's how the term is used today.
One study shows that on average, developers waste 23% of their development time on technical debt. Over a day a week.
@mike_bowler Huh, I'd wondered where the term had come from! Thanks for mentioning the coiner. How does the original coinage differ from the present usage?
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