@jsjoshua@esq.social
@jsjoshua@esq.social avatar

jsjoshua

@jsjoshua@esq.social

Husband, father of two, lawyer. 2x Fintech GC with a focus on US consumer fintech and lending.

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jsjoshua, to random
@jsjoshua@esq.social avatar

Trump's plan to report 15-20 million people will require the creation of a massive bureaucracy, which, once created, will do whatever it has to do to continue it's perpetual existence. If it ever finally "solves" the "problem" of "illegal" immigrants living in the US, it'll find another target.

Gift link. NYTimes: Trump’s Taste for Tyranny Finds a Target https://www.nytimes.com/2024/05/24/opinion/trump-deportation-immigration-border.html?unlocked_article_code=1.uU0.vXyo.ZW3kUT_uJZN_

jsjoshua, to random
@jsjoshua@esq.social avatar

Apropos of nothing in particular, I want to re up this FTC blog post to tech companies that they can't just change their privacy policies to feed their AI habit. https://www.ftc.gov/policy/advocacy-research/tech-at-ftc/2024/01/ai-companies-uphold-your-privacy-confidentiality-commitments

jsjoshua, to random
@jsjoshua@esq.social avatar

CFPB survives!

https://www.supremecourt.gov/opinions/23pdf/22-448_o7jp.pdf

jsjoshua,
@jsjoshua@esq.social avatar

Held: Congress’ statutory authorization allowing the Bureau to draw money from the earnings of the Federal Reserve System to carry out the Bureau’s duties satisfies the Appropriations Clause. Pp. 5–19, 22.
(a) Under the Appropriations Clause, an appropriation is a law that authorizes expenditures from a specified source of public money for designated purposes.
(1) The Bureau’s funding is “drawn from the Treasury” and is therefore subject to the requirements of the Appropriations Clause.

jsjoshua,
@jsjoshua@esq.social avatar

The issue is whether the Bureau’s funding mechanism constitutes an “Appropriatio[n] made by Law.” The Court concludes that the answer is yes based on the Constitution’s text, the history against which that text was enacted, and congressional practice immediately following
ratification. Pp. 5–15.

jsjoshua, to random
@jsjoshua@esq.social avatar

Umm. Yes? Gift link.
NYTimes: Was the 401(k) a Mistake?
Was the 401(k) a Mistake? https://www.nytimes.com/2024/05/08/magazine/401k-retirement-crisis.html?unlocked_article_code=1.qU0.JZUe.6oQBRofHDHIP

jsjoshua, to random
@jsjoshua@esq.social avatar

Oops.
https://sign.dropbox.com/blog/a-recent-security-incident-involving-dropbox-sign

jsjoshua, to random
@jsjoshua@esq.social avatar

Lawsuit in 3 .. 2 ... 1 ...
https://www.ftc.gov/news-events/news/press-releases/2024/04/ftc-announces-rule-banning-noncompetes

jsjoshua,
@jsjoshua@esq.social avatar

@LouisIngenthron All of the above. Full employment for lawyers!

jsjoshua, to random
@jsjoshua@esq.social avatar

Federal Agencies Launch Portal for Public Reporting of Anticompetitive Practices in the Health Care Sector | Federal Trade Commission
https://www.ftc.gov/news-events/news/press-releases/2024/04/federal-agencies-launch-portal-public-reporting-anticompetitive-practices-health-care-sector

jsjoshua, to random
@jsjoshua@esq.social avatar

https://www.ftc.gov/news-events/news/press-releases/2024/04/ftc-announces-special-open-commission-meeting-rule-ban-noncompetes

jsjoshua, to random
@jsjoshua@esq.social avatar

Anyone else in NY just notice an earthquake?

jsjoshua, to random
@jsjoshua@esq.social avatar

I really don't get the politics of being anti student debt forgiveness.
https://kansasreflector.com/2024/03/28/kobach-files-lawsuit-challenging-bidens-latest-effort-to-diminish-college-student-loan-debt/

jsjoshua, to nyc
@jsjoshua@esq.social avatar

I wonder if NYC Mayor Adams is an AI?
https://themarkup.org/news/2024/03/29/nycs-ai-chatbot-tells-businesses-to-break-the-law

jsjoshua, to random
@jsjoshua@esq.social avatar

Seems bad.

Unpatchable vulnerability in Apple chip leaks secret encryption keys | Ars Technica
https://arstechnica.com/security/2024/03/hackers-can-extract-secret-encryption-keys-from-apples-mac-chips/

jsjoshua, to random
@jsjoshua@esq.social avatar

Great summary of TFG's legal options re filling bankruptcy as a delaying tactic.

https://www.creditslips.org/creditslips/2024/03/a-trump-bankruptcy.html

evacide, to random
@evacide@hachyderm.io avatar

This website says you should send it a photo of your partner's penis and they will tell you if they have an STD, using the power of AI.

This is so misleading, inaccurate, dangerous, YIKES, that I assume it is an elaborate joke.

https://www.calmara.ai

jsjoshua,
@jsjoshua@esq.social avatar

@gulovsen @evacide I spent time yesterday reviewing the privacy policies of various Internet-connected oven manufacturers because the circuits board of our 20+ year old oven died and they don't make replacements anymore and none of the electronics repair shops that is called were willing to try to fix it. The privacy policies are very well written and quite clear that they're going to use consumers' information however they want. 1/2

jsjoshua, to random
@jsjoshua@esq.social avatar

If NY seizes and sells TFGs properties, they'll have to rigorously vet potential buyers to keep out influence buyers, because every dollar they get from the sale reduces Trump's remaining debt. It's not much different than giving TFG cash.

andrew, to law
@andrew@esq.social avatar

I am speechless. I am without speech.

"CAP includes all official, book-published state and federal United States case law — every volume or case designated as an official report of decisions by a court within the United States.

Our scope includes all state courts, federal courts, and territorial courts for American Samoa, Dakota Territory, Guam, Native American Courts, Navajo Nation, and the Northern Mariana Islands.”

#lawfedi @law

https://case.law

jsjoshua,
@jsjoshua@esq.social avatar

@andrew @law they even have limericks! https://case.law/exhibits/limericks

jsjoshua, to random
@jsjoshua@esq.social avatar

Has anyone told their money transmission license regulators yet?
https://arstechnica.com/tech-policy/2024/02/musks-x-sold-checkmarks-to-hezbollah-and-other-terrorist-groups-report-says/?utm_brand=arstechnica&utm_social-type=owned&utm_source=mastodon&utm_medium=social

jsjoshua, to random
@jsjoshua@esq.social avatar

The correction at the end is also fun: "A correction was made on January 30, 2024: An earlier version of this article misstated the name of a department store. It is Saks Fifth Avenue, not Sax."

NYTimes: The Curmudgeon of Rivington Street https://www.nytimes.com/2024/01/30/realestate/rivington-street-lower-east-side-rent-pierson-tyler-leonard.html?unlocked_article_code=1.R00.ILN3.L_sJsmfLuVJa&smid=nytcore-android-share

jsjoshua, to random
@jsjoshua@esq.social avatar

NYTimes: Patagonia’s Profits Are Funding Conservation — and Politics https://www.nytimes.com/2024/01/30/climate/patagonia-holdfast-philanthropy.html?unlocked_article_code=1.Rk0.eBho.b0T1o9c-Tr8K&smid=nytcore-android-share

jsjoshua, to random
@jsjoshua@esq.social avatar

Binance.us is looking for a head of AML/KYC. This'll be a god job, right? (I'm not looking, I just happened to come across this opening).

https://bamus.bamboohr.com/careers/350

jsjoshua, to random
@jsjoshua@esq.social avatar

Fun fact: a national bank's ability to ignore state usury laws is based on the National Bank Act. The Office of the Comptroller of the Currency has issued regulations extending the definition of "interest" to include fees, such a overlimit fees. If Chevron deference goes away, all of the court decisions allowing banks to charge those fees, which are based on the OCC's interpretations, can be reopened. Fun times for litigators.

jsjoshua,
@jsjoshua@esq.social avatar

@luis_in_brief Yeah, seriously. Apparently stability and predictability doesn't interest corporate America as much as the ability to run roughshod over the law because they have deep pockets.

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