Dude. You had $3,000 in student loans. Some of "these kids" graduated from college $70,000 in debt for the same degree you got, now they're earning half as much as you did for a comparable job and they have no expectation of any retirement benefits, and they've been paying on that loan for fifteen years and owe more on it now than they did when they started paying it. They are being ruthlessly exploited by student loan management companies whose entire business model is based upon gouging people who are struggling to pay off their student loans.
Would it fucking KILL YOU to show a little compassion and understanding?