What would happen if we all just stopped paying, I mean I stop paying rent my (nice) landlady stops paying loans et al et al. What would they (vanguard or whoever) actually do? Send armies (=ourselves) to force people to pay for their imaginary wealth?
All it would take would be a little impossible unity of non-doing something to take down capitalism in a few days. That's how close we are.
@tokyo_0 yes it might, in terms of denial of the whole system I don't think we really have a precedent, since most of our current economy rests on post industrial things like valuations and high debt. But I agree that more realistically we should strive to deny the system the workers it needs, and organise for the workers instead (agriculture coops have been doing it since ages ago).
Note to alternate reality selves: if you think others should pay just because you have to pay too, you should actually be focusing on why you are paying and to whom.