OrionKidder, I am, despite my general disgust for the "financial sector," doing some #investing in order to protect myself and my family in these very dangerous times. I don't like it, but I was born into #capitalism, and I'm trying to survive.
Anyway, one thing I've learned is more/most ppl don't do this bc a) they don't have the money to spare (the biggest reason), but also b) it takes WAY longer than it should to, eg, sell a mutual fund to cash.