ah, I see. It is a problem intrinsic to interest-bearing loans then, that you are addressing.
I am not familiar with the #UK, but in the #US, due to exploding college fees and stagnant real incomes over the last decades, the same is true for college graduates.
I know that #nurses in #Anglosaxon countries are often not going through #apprenticeships but have a college degree. I also know they are allowed to do more of a "doctor's job" IDK about relative pay...